Can I have a Miracle?!

We have been attending Dave Ramsey's Financial Peace University & right now it is giving us anything but PEACE! We added all our debts together, first time we have taken the time since all this cancer junk started. It comes to a whopping $71K! We do good to make $3,600 a month & all our expenses come to around $3,300. You are looking at that thinking, "Wow you have $300 to do with as you choose!" That is not true, this amount is left after just basic expenses, no debt payments. Remember that I said we do good to make that much? Most months we seem to be around $3000. So in those months we would be 300 over! Over half the debt is School Loans & Cancer treatment costs! Adding up the total "minimum" due it come just under $3000!